.. Moran, Heising & McElravey, LLC
Richard P. Moran, CFP®Paul Heising, MBA, CFP®Lisa McElravey, CFP®Robert H. Sowder, CFS®, AIF®
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Richard P. Moran, CFP®
Paul Heising, MBA, CFP®
Lisa McElravey, CFP®
Robert H. Sowder, CFS®, AIF®

21250 Hawthorne Boulevard
Suite 560
Torrance, CA 90503
phone (310) 406-3080
toll-free (866) 406-3080
fax (310) 406-3082
infor@smarterdecisions.com

Rich Moran, CFP: rpmoran@smarterdecisions.com
Paul Heising, MBA, CFP: heising@smarterdecisions.com
Lisa McElravey, CFP: lmcelravey@smarterdecisions.com
Robert H. Sowder, CFS: rsowder@smarterdecisions.com

Newsletters

  • Retirement Planning: How Secure Is Social Security?

    View Social Security’s financial outlook, plus seven proposed fixes for a looming shortfall that may affect future benefits.

  • A Business Plan Can Be Your Guide to Growth

    A business plan can be an important step toward success. Here are some key components to consider.

  • Community Property Laws: Yours, Mine, and Ours

    Community property laws that apply in nine states and “equitable distribution” laws that apply in other states.

  • Steps to Executing an Exit Strategy

    Monetizing a closely held business can be a difficult process, so owners may want to plan an exit strategy before they really need one.

More Newsletters »

Calculators

  • Cost of Retirement

    Use this calculator to estimate how much income and savings you may need in retirement.

  • Taxable Equivalent Yield

    Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

  • Savings Goals

    How much do you need to save each year to meet your long-term financial goals?

  • Net Worth

    A balance sheet summarizes your assets and liabilities and reveals your net worth.

More Calculators »

Market Watch

Last Closing Prices

Latest Available Stock Quotes
Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
Dow Jones Industrials 26,135.79 +0.96%
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