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Richard P. Moran, CFP®Paul Heising, MBA, CFP®Lisa McElravey, CFP®Robert H. Sowder, CFS®, AIF®
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Richard P. Moran, CFP®
Paul Heising, MBA, CFP®
Lisa McElravey, CFP®
Robert H. Sowder, CFS®, AIF®

21250 Hawthorne Boulevard
Suite 560
Torrance, CA 90503
phone (310) 406-3080
toll-free (866) 406-3080
fax (310) 406-3082
infor@smarterdecisions.com

Rich Moran, CFP: rpmoran@smarterdecisions.com
Paul Heising, MBA, CFP: heising@smarterdecisions.com
Lisa McElravey, CFP: lmcelravey@smarterdecisions.com
Robert H. Sowder, CFS: rsowder@smarterdecisions.com

Newsletters

  • Watch Out for These Financial Pitfalls in the New Year

    Financial opportunities and potential pitfalls can appear at any time. Here are common money mistakes to avoid at various stages of life.

  • Following the Inflation Debate

    See how measures economists and Fed policymakers use to monitor inflation fuel the debate over how long 2021’s price increases will last.

  • HOT TOPIC: Too Hot to Handle: What’s Ahead for the U.S. Housing Market?

    Explore some key factors between the housing squeeze and recent signs that suggest it may be easing.

  • Portfolios Get Personal: Growing Interest in Socially Responsible Investing

    This article discusses socially responsible investments that may enable the pursuit of financial returns and make a positive global impact.

More Newsletters »

Calculators

  • Taxable Equivalent Yield

    Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

  • Mortgage Refinancing

    Determine whether you should consider refinancing your mortgage.

  • LTCI Cost of Waiting

    Estimate the potential cost of waiting to purchase a long-term care insurance policy.

  • Tax-Deferred Savings

    Compare the potential future value of tax-deferred investments to that of taxable investments.

More Calculators »

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